Safety & Security

Security should be a concern for every parent. Strong encryption and data protection are at the core of Bumper to ensure your money is safe and secure.

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$500,000 SIPC Insurance
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Bank-grade Encryption
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24/7 Monitoring
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Safety Guardrails
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Education for Teens
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Your money is insured and protected

All deposits and trades on Bumper are overseen by Alpaca Securities, a brokerage firm regulated by the U.S. Securities and Exchange Commission.

Alpaca is a member of the SIPC, which means your money is insured up to $500,000. The SIPC (Securities Investor Protection Corporation) protects investors against the loss of cash and securities in the rare event their financial firm fails.

If Alpaca ever fails, the SIPC will reimburse you up to $500,000 (with $250,000 protection for cash).

This means your money is protected, no matter what.

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How is my information secured?

Bumper uses bank-grade security and data encryption to protect your information. We use the strongest browser encryption (256-bit) and use HTTPS and Transport Layer Security (TLS) protocol to encrypt your information in transit.

All servers are monitored 24/7 for any suspicious activity and vulnerability inspections are run regularly.

Your information is never sold to any third-parties and is only used for the purpose of opening your account. Bumper does not store any of your sensitive information, including your address, date of birth, and social security number.

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How is Bumper safe for teens?

As a sponsor, you have access to several safety guardrails designed to protect your teen investors. You have constant oversight over your teen's investing portfolio. You can see which investments they have made and how they are performing.

Additionally, you can approve or deny every individual trade your teen makes. Bumper will notify you whenever a particular stock is marked as volatile, so you can stay in the know on your teen's trading decisions.

As a sponsor, you also have full control over deposits and withdrawals. Your teen can't move money into or out of the account without your approval.

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How we protect your teen investors

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Teens can learn about investing with short tips and educational modules in the app.
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All securities on Bumper have a market cap greater than $1 billion. Unlike penny stocks, these companies typically aren't very volatile.
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Bumper does not allow margin investing and does not provide access to options.
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Bumper notifies your teen when a stock is marked as volatile.

Questions or concerns?

We understand that you might still have questions or concerns. Check out our FAQ page or schedule a call with us here. A member of the Bumper team is always available to assist via email or phone.

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Equip Solutions, Inc. ("Bumper") and Alpaca Securities LLC ("Alpaca") are not affiliated and neither are responsible for the liabilities of the other.

Technology is offered by Equip Solutions, Inc.

Brokerage services are provided by Alpaca Securities LLC ("Alpaca”), member FINRA, a wholly-owned subsidiary of AlpacaDB, Inc. Clearing services are provided by Velox Clearing LLC (Velox) and Vision Financial Markets LLC (Vision). All three are members of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash) per customer. Explanatory brochure available upon request or at

This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where Alpaca is not registered (Alpaca is registered only in the United States).

View Alpaca's disclosures at:

Alpaca does not make recommendations with regard to fractional share trading, whether to use fractional shares at all, or whether to invest in any specific security. A security’s eligibility on the list of fractional shares available for trading is not an endorsement of any of the securities, nor is it intended to convey that such stocks have low risk. Fractional share transactions are executed either on a principal or riskless principal basis, and can only be bought or sold with market orders during normal market hours.

The content on this website is for illustrative and informational purposes only and any historical returns, expected returns or projections are hypothetical in nature. Investing involves risk & investments may lose value, including the loss of principal. Past performance does not guarantee future returns or results. Before investing, carefully consider your investment objectives, time horizon, and overall risk tolerance as well as the information stated in the product offering prospectuses.