The Power of Investing

Investing early can be one of the most powerful financial tools for teenagers. Help them get a head-start alongside the thousands of other teens on Bumper.

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Learn the basics early.

53% of adults report being anxious about their finances and over 3/4 of young adults are still financially dependent on their parents.

Bumper teaches your teenager the importance of healthy financial habits at a young age. By actively managing their own investing portfolio, they'll learn about budgeting, diversification, compound interest, and more.

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The compounding effect.

Compounding was once described by Albert Einstein to be the "most powerful force in the universe." When you invest, your money has the potential to grow exponentially.

Suppose your teen invests $1,000 into the S&P 500. The first year, the index rises 10%. Your teen's investment is now worth $1,100. In the second year, the index rises another 10%. Therefore, the $1,100 grows to $1,210.

If this pattern continued until your teen retired, that original $1,000 could be worth more than $115,000. This is the power of compounding.

Disclaimer: All investments are subject to investment risks, including possible loss of the principal amount invested. This is an example and individual circumstances may vary. Past performance does not guarantee future results or returns.

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Foster financial independence.

On Bumper, teens learn about investing by actually investing. Traditionally, financial education in your teen's school takes the form of long presentations, boring lectures, and a complete lack of real-world applications.

Bumper's "learn-by-doing" approach helps your teens develop life-long financial habits. Your teens might make mistakes, but that's why they're starting now. Your teen will have plenty of time to learn and grow.

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Forecast your teen's future.

Compounding is an incredibly powerful force. This chart assumes a 9.8% annual return, which is the average historical return of the S&P 500.

Amount Deposited: $500

This calculator is for illustrative purposes only and does not reflect the performance of any specific investment. Investing forecasts are based on a 9.8% average annual growth rate, compounded monthly. Saving forecasts are based on a 0.04% average annual growth rate, compounded monthly. The average historical annual return of the S&P 500 is ~9.8%. Any historical returns, expected returns or projections are hypothetical in nature. Investing involves risk & investments may lose value, including the loss of principal.

Equip Solutions, Inc. ("Bumper") and Alpaca Securities LLC ("Alpaca") are not affiliated and neither are responsible for the liabilities of the other.

Technology is offered by Equip Solutions, Inc.

Brokerage services are provided by Alpaca Securities LLC ("Alpaca”), member FINRA, a wholly-owned subsidiary of AlpacaDB, Inc. Clearing services are provided by Velox Clearing LLC (Velox) and Vision Financial Markets LLC (Vision). All three are members of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash) per customer. Explanatory brochure available upon request or at

This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where Alpaca is not registered (Alpaca is registered only in the United States).

View Alpaca's disclosures at:

Alpaca does not make recommendations with regard to fractional share trading, whether to use fractional shares at all, or whether to invest in any specific security. A security’s eligibility on the list of fractional shares available for trading is not an endorsement of any of the securities, nor is it intended to convey that such stocks have low risk. Fractional share transactions are executed either on a principal or riskless principal basis, and can only be bought or sold with market orders during normal market hours.

The content on this website is for illustrative and informational purposes only and any historical returns, expected returns or projections are hypothetical in nature. Investing involves risk & investments may lose value, including the loss of principal. Past performance does not guarantee future returns or results. Before investing, carefully consider your investment objectives, time horizon, and overall risk tolerance as well as the information stated in the product offering prospectuses.